"Well, I didn't lie to you, a house worth 4800 million is definitely suitable."
While the landlord was chatting with Zheng Huai, Yan Jianmin pulled Li Zehua aside and whispered, "The landlord is in a hurry to sell this house, so the price is quite good, so you won't lose money if you buy it.
Do you need me to teach you how to do business?
The company bought the property and leased it back to itself, and gave a little rent as a token of appreciation, who could say no?"
Li Zehua was quite satisfied with the house. In his past and present lives, the largest house he had ever lived in was a large flat of more than 200 square meters in Xingcheng.
No matter the location, comfort or decoration level, it is incomparable to this luxury house.
But Yan Jianmin's words made him smile bitterly, "Uncle Yan, we can't do this. How can the company's board of directors approve an expenditure of half a billion yuan?
If I use Qingyun Real Estate, my sole proprietorship, to buy a house, I can’t even come up with the down payment, unless I move money from the stock market.”
Yan Jianmin was very puzzled. He didn't quite understand this. "Don't you spend the money that venture capitalists give you as you please?"
In his inherent impression, isn't the company's money the boss's money and can be spent at will?
Li Zehua was stunned. It took him a long time to come back to his senses and explain patiently.
“Uncle Yan, the money given by venture capital is used to develop the company’s business. Now the expenses in various aspects are high, and there are more than 10,000 employees alone.
The business in July can cover most of the commission, but the company will also have to pay tens of millions for basic salary, plus various other expenses.
It is still a question whether the more than 80 million US dollars received in the first round can last until the end of this year."
“Isn’t it two hundred million dollars?”
"That's external publicity. There are actually additional agreements..."
Li Zehua explained everything clearly, and Yan Jianmin suddenly realized, "So you only look good on the surface, but you don't actually have much money?
What's the point of that, going through all the trouble and making such a big fuss, when you can't even put a penny into your pocket?"
"That's different. One is for temporary enjoyment today, and the other is for greater benefits in the future. If the company succeeds, won't I be the one who benefits the most?"
Li Zehua looked at the exaggerated dressing room in front of him, gestured slightly, and felt that it was more than enough to be used as a bedroom.
Well, it seems that the shoe cabinet alone can hold hundreds of pairs of shoes. The life of rich people is so simple and unpretentious.
“As for this house, the overall layout is OK, but the decoration style is not suitable for a young person like me. It needs a lot of changes, and all kinds of furniture and decoration will cost a lot of money.
Or maybe forget it, I'll just rent a house for now, and buy a house in two years when I have more money."
He had arranged the destination of every penny of his money in advance, and there was no extra money.
Besides, even if housing prices skyrocket, it is impossible for them to increase faster than the valuations of several companies.
It is no exaggeration to say a word.
This 25 million was invested in houses. Even if the two top-notch buildings in Shanghai Bay were in an excellent location, their prices only rose to per square meter at their highest point in later generations, which is only worth more than million.
He invested in the instant messaging field and smartphone companies, and if he did well, the profit could potentially increase by thousands or even tens of thousands of times.
Thinking of this, even if I had the idea of buying a property, it has faded. I will just treat it as delaying the enjoyment and giving myself a reason to work harder.
Yan Jianmin felt rather sorry, "How about I raise some more money for you, and you can make a down payment and buy it first?"
Zheng Huai was almost done talking to the landlord, so he came over and said, "Well, Lao Yan and I have similar vision, right? I just tried to find out a few things.
This person was probably in a hurry to expose his wealth and couldn't hide the truth, so he casually asked for 4600 and he agreed immediately.
I think we can negotiate and reduce the price by a few hundred.”
He also had good intentions, and treated the matter as if it were his own. He put in a lot of effort to get the deal done, and came over happily to take credit for it.
Unexpectedly, he didn't get a response, but was pulled away by Yan Jianmin and whispered something to him.
The landlord, who hadn't figured out the situation yet, followed him around and said, "Mr. Li, you are really young and promising!
I wouldn’t have recognized you if you hadn’t mentioned it just now. You are the one among the young entrepreneurs in Shanghai now!”
He gave me a thumbs up, praised me a lot, and handed me a business card.
Li Zehua took it and looked at it, then asked curiously, "Mr. Hu is in foreign trade. The fact that he can live here is enough to show that Mr. Hu has a big business. Maybe there will be opportunities for cooperation in the future."
"Oh, it's just that it looks good on the outside, but it can't compare to you new Internet upstarts."
Hu Yaozu, who is listed on the business card as the general manager of Shanghai Yaoguang Import and Export Trading Company.
He is in his forties and has been in this business for more than ten years. He smiled bitterly and said, "If I did well, why would I have to sell my house to pay off my debts?"
Since the outbreak of the financial crisis, all industries have been suffering from overcapacity, with imports and exports being the hardest hit, and our foreign partners have gone bankrupt one after another.
The operating conditions of Hu Yaozu's company are getting worse day by day. He can't collect the accounts receivable, his existing customers have dispersed, and there are no new growth points. He is almost turning his hair white with worry.
Seeing that a bank loan was about to mature and he could not repay it, he hurriedly sold the house to fill the hole.
“Doing business is difficult.”
Li Zehua couldn't help but sigh. Looking at his worried face, he thought that no one could solve the problem of overcapacity in the short term.
However, if we can get through this most difficult period, the next few years will be a golden period of rapid development of foreign trade.
If you are not familiar with him, there is no need to talk to him about these things. Everyone has his own way of living.
As for Hu Yaozu, he regarded him as a life-saving straw, because such a huge amount of money was involved and ordinary people could not easily come up with it.
He was not willing to give up easily, and his words and actions revealed that the price was not negotiable, and the furniture and decoration were also negotiable, as long as the property could be transferred and the money could be paid in a short time.
"More than 40 million, it's not a small amount."
Li Zehua responded with a few words, "Besides, Mr. Hu needs it so urgently, even if I contact the bank now, it won't be that fast.
I asked someone and found out that it takes 3-6 months for the second-hand housing loan to be transferred. Can Mr. Hu afford to wait?"
Hu Yaozu has been extremely anxious these days trying to raise money. Now that he has finally met someone reliable, he is not willing to give up easily.
I asked, "Mr. Li, can't you pay it off in one lump sum? If you can, the price can be negotiated."
"It's not about the price. Who would keep so much cash in the bank? Even I would need some time to raise funds."
Li Zehua was worried about how to refuse. "You are also a businessman, you should understand that the company's business plan and the funds for each project are planned.
The down payment for this house is 10 or 20 million. I estimate it will take a week or two to raise the funds. Add in the loan, and it will take at least a month to get it done.
You are waiting for the bank to lend you money. With such a large amount of money and you also have to pledge it, it will probably take more than half a year.
If Mr. Hu needs money urgently, I think he should think of other ways and not pin his hopes on me. "
He is very satisfied with the house and the community environment is also good, but he is not well off.
After hearing this, Hu Yaozu's face was filled with worry, but he still managed to stay strong. "I know. Come, Mr. Li, let me introduce him to you again."
Since the other party was unwilling to give up, he couldn't refuse and could only follow and see.
Yan Jianmin and Zheng Huai discussed it over there, and Zheng Huai understood, "What a pity, this old Hu is in a hurry to sell it, I heard that this house has been mortgaged twice.
I've asked around in the circle and learned that this guy is in debt and is waiting for money to save his life.
It's a pity that I don't have that much money, otherwise I could buy it and sell it to the right person, and maybe I could make a lot of money."
Yan Jianmin chuckled, "Why, are you tempted?!"
Zheng Huai spread his hands and said, "It's useless to be interested. I don't have money.
You thought everyone was like you, a local native who bought two more houses in the company, but ended up having them demolished, making tens of millions, and never having to worry about food or clothing for the rest of your life."
"Not that much, just enough for a meal."
Yan Jianmin was showing off his high-level Versailles behavior. Zheng Huai knew his character and immediately stayed away from him.
After a while, he touched the high-end displays and said with emotion, "It seems that I have no chance of owning this house. I was thinking of buying it and renovating the balcony.
Let’s build an open-air pavilion of 20 to 30 square meters, where we can come and chat and drink tea when we have nothing to do.”
Yan Jianmin was helpless, "We can still scrape together a few million, but we are really helpless with tens of millions."
He also wanted to get closer to Li Zehua. He could easily come up with a loan of several million, but he really didn't have the ability to come up with any more.
He thought very well, not only for himself, but also for his son who was far away in America. With such a friendship between them in the future, how big a problem could not be solved?
Not to mention the distant past, just the current cooperation between Hummingbird and Shanghai Radio and Television Station has a total amount of up to millions.
As a middleman, my daughter Yan Yan not only received generous commissions, but the good impression she left on her superiors would be enough to benefit an ordinary person for a lifetime.
When she came back these two days, my daughter had a smile on her face all the time. She also said that the station is considering promoting her to a higher level, and she might even be able to be a host in the future.
"hehe."
Yan Jianmin is very self-aware about this. Given his daughter's external conditions, he decided not to torture the people of Shanghai.
In short, with the relationship with Li Zehua, I can first gain some experience at the radio station and find a way to transfer out in the future. Even if it's to the Women's Federation or the propaganda system, it's better than the unreliable dream of becoming a host.
But right now they don't have enough money, so they can only sit back and watch as they become next-door neighbors, and their attempt to maintain a closer relationship falls through. They sigh here, not realizing that things are often so dramatic.
Li Zehua never planned to sell his stocks that had reached their daily limit and use the money to buy a house. It's not impossible to get a loan based on facial recognition, but people just can't wait.
Just as I was preparing to find an excuse to withdraw, Lin Wenhui called.
When I picked up the phone, the other party was quite happy. "Boss Li, good news. The company's top management unanimously believes that your Pinxixi group buying plan for nationwide village and town promotion has very good prospects."
"Isn't this how it should be?"
Li Zehua has always been confident about the group purchase plan. Hearing this, he was puzzled and said, "You have invested all the money, but it is only approved now?!"
Lin Wenhui chuckled, "That's different. The investment in Pinxixi was initially intended to help Chime Fengniao gain a firm foothold.
Just as you said, even if we don't make money, we can gain market share even at a loss and have enough leverage to win over express delivery companies.
Besides, the company is very optimistic about the group buying model of Pinxixi and is planning to invest in Groupon.com in the United States.
The company thinks your plan to go public in two years is very good. Don’t be afraid of losses. As long as you can achieve good results, we can go to Nasdaq to ring the bell together.”
Without giving him a chance to speak, Lin Wenhui finished speaking in one breath, "This is a great thing, didn't the company sign an agreement before.
It says that if your business plan is approved, you will be rewarded with one million dollars!
The company just informed me that the funds will be credited to my account this afternoon along with the first round of investment, including previous earnings from the Hong Kong and U.S. stock markets. Please arrange for the finance department to check to make sure there are no mistakes. "
"It arrived so quickly?"
Li Zehua was delighted as he finally had money to spend. Before Dong Ge left, he urged him to transfer the five million US dollars to him quickly.
"Thank you so much. I'm worried that I have a few good projects but no money to invest in them."
Lin Wenhui responded quickly, "Mr. Li, speaking of this, I have to complain to you. We at Temasek are also interested in Yadi Company!
Let’s talk more. "
"What are you talking about? I've already signed the agreement."
Li Zehua admired the sensitivity of venture capital, but it was too late. "Once the battery swap plan is completed, I will definitely invite Temasek to come for the next round of financing."
"do not."
Lin Wenhui complained repeatedly, "Give us a chance. If it doesn't work out, we can still make a follow-up investment from Qingyun Investment.
You are in need of funds to buy a house, so let's find a time to meet in the afternoon to talk."
"Fuck, did you guys bug me? How come you know everything I do?"
"No, no, don't get me wrong. I happened to go to the company to look for you this morning. Your CEO Gu said you went to buy a house."
Lin Wenhui quickly explained, "Last time you bought a shop, you took out a loan, and it just so happened that our Temasek's analysis of future domestic housing prices was very optimistic.
So, if you have your eyes on a new shop this time, don’t go to the bank for a loan because their interest rates are too high.
Temasek also has a dedicated fixed asset investment department.
Even if you don’t invest, you can still cooperate, and an 8% fixed income every year is enough.”
"8%, you are worse than the bank!"
Li Zehua decisively refused, "Besides, I am not buying a shop this time, but a personal residence. Isn't this just renting a house?
I just saw a set I liked, but I don’t have the money to buy it yet. Do you guys plan to sponsor it too?”
"Personal housing?"
Lin Wenhui thought about it and said, "Then you have to come to us. Let me tell you, although the return required by Temasek's fixed investment department is high, it will only be good for you.
First of all, the amount of capital you need to purchase a shop is huge. With our financial help, you will be able to quickly build up your own capital pool for Qingyun Real Estate.
When you negotiate with the bank, you will also have the key to leverage the funds. It will be completely different to operate with tens of millions of capital and hundreds of millions.
Coupled with the ChiMei restaurant chain support plan, the acquired shops hardly need to be left vacant, and the annual rent is also a considerable income.
Plus, you and I are both optimistic about China's real estate market, so this is basically a business that is guaranteed to make money."
"Let's talk about this later. I estimate that the results from Yadi will be available in a year or so. I will be the first to inform you then."
Li Zehua thought for a moment and said, "As for the house, I may not necessarily buy it now.
By the way, I will stop by Xiangjiang on my way to Guangdong this time. If you have time, come with me. I am really ready to do something big this time!"
It's so painful to want to do something but have no money.
He just wanted to develop an instant messaging system, which required endorsement from Temasek and other powerful players. He couldn't do it alone.
Lin Wenhui was overjoyed, and there was an unexpected gain?
He said quickly, "I won't go to Guangdong. I've been out for so long this time, I need to rush back to Lijiaopo to report on my work and make a summary of the work at this stage.
Please let me know in advance when you are going to Hong Kong. It may not only be me who will come, but also the top management of the company will want to talk to you in person."
"Okay, I'll let you know when the specific time is confirmed."
Li Zehua paused for a moment and asked in surprise, "Then who will follow up on the subsequent projects when you return to Lijiapo?"
"Wu Yibin."
Lin Wenhui mentioned a familiar name, "The company has officially nominated Wu Yibin, the president of the Huaxia region, to serve as a director of the Chimo board of directors. The official letter has been sent to Qingyun, and we are just waiting for your approval."
"Him? All right then.
When are you leaving? I will arrange a farewell party in advance."
After these days of getting to know him, I found that he has a very good temper. We will have more time to deal with each other in the future, so it is necessary for us to maintain a normal relationship.
Lin Wenhui said a time, "Why don't I come over now to confirm the matter of Qingyun Investment. Wu Yibin and I will come together."
"Okay, I'm here in Shanghai Bay, come over."
Li Zehua casually reported the location, and when Hu Yaozu hung up the phone, he was completely confused.
He really didn't mean to eavesdrop. Out of politeness, when Li Zehua answered the phone, he went to the next room.
However, the latter was halfway through the call when he walked out to the balcony to answer it. The voice was so loud that it was hard not to hear it.
I don't understand any of these big plans for commercial investment and cooperation.
But the amount of money that was revealed made him very jealous. He waited until he was free and was about to come forward when he was stopped by Zheng Huai.
"Old Hu, let's discuss the price of this house."
Hu Yaozu was very anxious, but he couldn't force others to buy at his price, so he had to bite the bullet and discuss with Zheng Huai.
Yan Jianmin took the opportunity to come up and smiled like an auntie, "Is there anyone willing to pay for you to buy a house?"
"Not necessarily. We are talking about commercial real estate cooperation."
Li Zehua pursed his lips, "If we add the $1650 million reward for the business plan, the private funds that can be mobilized this time will only be $ million.
Of that, 1550 million has been specifically planned, and the rest is not enough to buy a house.”
Yan Jianmin was still showing off to Zheng Huai, but when he turned around and got hit, he said unhappily, "One million US dollars is more than 8 million RMB.
In this way, Lao Zheng and I will raise some money for you and try to get the down payment. For the rest, you can find an investor or a bank to pool the money together, right?"
Li Zehua subconsciously refused, "Don't."
"Buying a house is a major event in life. Just tell me whether you like this house or not."
Yan Jianmin was very determined to be his neighbor. He didn't feel any urgency before, but now it was completely different.
What relationship could be more stable than being neighbors and friends regardless of age difference?
He said, "Old Zheng, talk to him. As long as you can get 4,000 units, you will definitely not lose money if you buy them. Even if you don't live in them, you can still make millions of profits by selling them when you find a chance."
"This is not a question of not liking you, but how can I ask you for money."
Li Zehua was just shaking his head when Hu Yaozu shouted, "Forty million? How can that be possible!"
Zheng Huai, who had grasped his weakness, was not panicked at all, "Why not? How much trouble will it be to mortgage your house twice?
Your company is just waiting for money to save its life, right?
To be frank, 3988. If it works, I'll ask the bank to handle it. I'll solve your problem in one month."
"A month?"
Hu Yaozu thought about it carefully, but still felt pained, "This price is too low."
Zheng Huaicai would not indulge him. As someone who worked in the construction industry, he preferred to be straightforward. "Then you can wait for the bankruptcy auction and see if you can get 3988."
"Oh~!"
Hu Yaozu was hit hard on the head and lost his temper instantly... (End of this chapter)